Protect Your Classic Ride: A Guide to Hemmings Classic Car Insurance

hemmings classic car insurance

Are you the proud owner of a classic car, spending countless hours restoring and maintaining it to perfection? If so, then you know just how much hard work and dedication goes into keeping your beloved ride in pristine condition. But accidents and unexpected events can happen at any time, leaving your vintage beauty exposed to all kinds of risks. That’s where Hemmings Classic Car Insurance comes in – offering comprehensive coverage specifically tailored to meet the unique needs of classic car owners. Learn more about how this top-rated insurance provider can help protect your cherished vehicle for years to come.

How old must a car be for classic insurance?

Classic car insurance is a unique product that can be difficult to understand. Here are some basics:

A classic car is any car made before 1979.

Your classic car will not have the protection of a new car, so you’ll need to find an insurance policy specifically tailored to protect them. There are several companies that offer this type of coverage, including Hemmings Classic Car Insurance.

To be eligible for classic car insurance, your car must be at least 25 years old. And make sure you read the fine print–some policies exclude certain makes and models of cars from coverage.

What is the best insurance company for old cars?

If you own a classic car, you may be wondering what the best insurance company for old cars is. Here are four tips to help you choose the right one:

1. Do your research. Talk to friends, family, and other car enthusiasts to get their opinions on which company is best for you. Compare rates online and in person.

2. Consider your needs. Think about what kind of coverage you need: property damage, liability, collision, and theft protection. Ask yourself if any add-ons (such as uninsured motorists coverage) are necessary for your vehicle.

3. Be aware of exclusions. Some companies may not cover classic cars or certain types of damage (such as rust). Check with your insurer before buying a policy to make sure that your car qualifies for coverage.

4. Understand your policy terms and conditions carefully. Read through the entire policy document before signing it so that you understand all the details about what is covered and what is not. If there are any specific concerns or questions, ask your agent or insurer during initial contact or during renewal season.

Is Hagerty classic car insurance legit?

Hagerty Classic Car Insurance is one of the most reputable classic car insurance companies in the industry. They have been around since 1938 and are known for their customer service and attention to detail. Their rates are also some of the best in the business.

One thing to keep in mind with Hagerty Classic Car Insurance is that they only cover classic cars that are over 25 years old. This means if your car is less than 25 years old, you may not be covered by their policy. Additionally, Hagerty does not cover classic cars that are registered as a street rod or custom vehicle.

Overall, Hagerty Classic Car Insurance is a great option for those looking for quality coverage for their classic car.

How many miles can I drive with Hagerty?

Hagerty is a leading provider of classic car insurance, and it offers a variety of policies that can protect your ride. Here’s how many miles you can drive with Hagerty:

Basic policy: Up to 25,000 miles per year

Standard policy: Up to 100,000 miles per year

Premium policy: Up to 175,000 miles per year

Is Hagerty insurance owned by State Farm?

The short answer is that Hagerty insurance is not owned by State Farm. However, the two companies have a long history of working together and are currently partners in several product offerings. If you have a classic car and need car insurance, Hagerty is an excellent option.

Hagerty Insurance was founded in 1916 and began providing auto insurance immediately. The company quickly became one of the largest providers of automobile coverage in the United States. In 1969, State Farm acquired Hagerty Insurance Company outright and has since been responsible for its growth and development.

Today, Hagerty Insurance provides policyholders with a wide variety of products and services related to auto insurance. Policyholders can choose from traditional liability, collision, theft, and comprehensive coverage options. In addition to standard auto insurance policies, Hagerty offers a variety of add-on products designed to meet the specific needs of classic car enthusiasts. These products include coverage for custom parts and vehicles; roadside assistance; vehicle storage; and more.

If you own a classic car and need car insurance, consider choosing Hagerty Insurance as your provider. With over 100 years of experience serving classic car owners, we know what’s important to you – quality service at an affordable price.


• hemmings classic car insurance offers comprehensive coverage for classic cars.
• Comprehensive coverages include collision, comprehensive, theft, and loss.
• hemmings classic car insurance is affordable and easy to use.
• hemmings classic car insurance is available in most states.
• hemmings classic car insurance is backed by a 30-day satisfaction guarantee.


• hemmings classic car insurance does not offer coverage for vintage trucks or motorcycles.
• hemmings classic car insurance may not be appropriate for all vehicles.
• Coverage may be limited if the vehicle is not roadworthy or if the value of the vehicle is below the maximum coverage amount.
• Coverage may be terminated if the vehicle is sold or if it is used for commercial purposes.
• In some cases, hemmings classic car insurance may not be available in all states


Q1. What type of classic car insurance does Hemmings offer?

A1. Hemmings offers Agreed Value Classic Car Insurance, which is coverage for classic cars based on the car’s appraised value.

Q2. Who does Hemmings’ classic car insurance cover?

A2. Hemmings’ classic car insurance covers the owner of the vehicle and any other licensed driver who has been given permission to drive the vehicle.

Q3. Is there a mileage limit with Hemmings’ classic car insurance?

A3. Yes, Hemmings’ classic car insurance typically limits the annual mileage to 5,000 miles.

Q4. Does Hemmings’ classic car insurance cover theft?

A4. Yes, Hemmings’ classic car insurance includes coverage for theft or attempted theft of your vehicle.

Q5. Is there an age requirement for drivers insured under Hemmings’ classic car insurance?

A5. Yes, drivers must be at least 25 years old in order to be covered by Hemmings’ classic car insurance.


1. Coverage tailored to classic and collector cars: Hemmings classic car insurance offers coverage tailored to the needs of classic and collector car owners.

2. Agreed Value coverage: Hemmings classic car insurance offers Agreed Value coverage, which means that the car is guaranteed to be fully reimbursed if it is totaled in an accident or stolen.

3. Flexible payment plans: Hemmings classic car insurance offers flexible payment plans, so you can choose the best plan for your budget.

4. Roadside assistance: Hemmings classic car insurance includes roadside assistance, so you can rest assured that help is available if you need it.

5. Low premiums: Hemmings classic car insurance offers low premiums, so you can save money on your insurance costs.

6. Customized coverage: Hemmings classic car insurance offers customized coverage options, so you can tailor your policy to fit your needs.

7. Repair shop of choice: Hemmings classic car insurance allows you to choose your own repair shop, so you can get the repairs you need done quickly and correctly.

8. Discounts available: Hemmings classic car insurance offers discounts to help you save on your car insurance costs.